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Easy Money Saving Tips for 2013

Let 2013 be the year of the frugal, of the saver and not of the spender. With the UK economy still looking hesitant to make a full recovery, it’s best to get your financial matters straight.

  1. If you’re a freelancer, get your taxes straight

There’s no more stupid way to lose money in 2013 than by incorrectly filing your tax return or by filing it late. A tax returns specialist like can help you claim back everything you’re entitled to. This is really important if you’re self-employed. Tax advice from the government is often hard to understand and it’s impossible to figure out how it relates to your situation.

 

  1. Go on a spending ban

This is a really easy (well, sort of) tip that just requires you to keep a tight lid on your spending. Figure out what your most frivolous purchases tend to be. Is it magazines that don’t really give you much reading pleasure? Is it the sandwich and the coffee from the chain when you could easily get up a little earlier and make your own? Write down all your outgoings for a month and you’ll soon see that if you weren’t spending £5 a day on food and drink, you would be £25 richer at the end of the week and £100 richer at the end of the month. That’s a shocking £1,000 per year.

 

  1. Use price comparison websites

If you’re not already using price comparison websites to buy large items such as plane tickets and household goods then you need to be. The best websites will pull in the top bargains from around the net. Many stores even do price matching deals because of the widespread availability of this information.  These websites are free to use and will save you a lot of money in the future.
These are just the basics but they should help bring life back to your bank accounts. Remember, making a saving in one place is not an excuse to splurge on more non-essentials! Keep on top of your incomings, outgoings, and get a proper tax refund. So go forth, frugallers, and keep that credit card firmly in your back pocket.

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